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	<title>Comments on: PTPTN &#8211; incompetence compounded</title>
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	<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/</link>
	<description>for Malaysia</description>
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		<title>By: PTPTN loan defaulters barred from travelling</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-70656</link>
		<dc:creator>PTPTN loan defaulters barred from travelling</dc:creator>
		<pubDate>Thu, 17 Jan 2008 20:14:03 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-70656</guid>
		<description>[...] approved. Hopefully this will not happen but this is Malaysia! Nothing is impossible. I really pity OMJ. He took the initiative to contact ptptn and to repay the loan but in return he was charged by an [...]</description>
		<content:encoded><![CDATA[<p>[...] approved. Hopefully this will not happen but this is Malaysia! Nothing is impossible. I really pity OMJ. He took the initiative to contact ptptn and to repay the loan but in return he was charged by an [...]</p>
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		<title>By: k1980</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32518</link>
		<dc:creator>k1980</dc:creator>
		<pubDate>Tue, 26 Jun 2007 02:54:00 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32518</guid>
		<description>Unable to repay loans because they are unemployable?

http://malaysia-today.net/blog2006/newsncom.php?itemid=5786

only 395 of the 1,456 students who had benefited from the programme had settled their study loans.</description>
		<content:encoded><![CDATA[<p>Unable to repay loans because they are unemployable?</p>
<p><a href="http://malaysia-today.net/blog2006/newsncom.php?itemid=5786" rel="nofollow">http://malaysia-today.net/blog2006/newsncom.php?itemid=5786</a></p>
<p>only 395 of the 1,456 students who had benefited from the programme had settled their study loans.</p>
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	<item>
		<title>By: pgkia</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32485</link>
		<dc:creator>pgkia</dc:creator>
		<pubDate>Tue, 26 Jun 2007 01:15:50 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32485</guid>
		<description>I&#039;m also a PTPTN loan borrower. Few years back when back in university days, usually PTPTN will transfer a sum of the loan to the university finance dept every trimester. Deductions on tuition fees and so forth will be done and the balance will be banked in to our respective bank accounts. 
One of the trimesters, i checked on the balance statement and found that PTPTN has transferred to us shortage of between RM100-150 (my friends faced the same problem too) and enquiries was done to my uni finance dept and to PTPTN itself. A reply from PTPTN was the shortage was due to some reasons or so and this amount will be deducted when we start repaying back the loan arter graduation ( i can&#039;t retrieve that email as my email account was not in used anymore). Up till now, i do not see that deduction been done based from my balance loan statement.

Another thing, when we signed our loan agreement previously, there was no such thing as if the borrower is a first class honor graduate, he/she can be exempted to repay back the loan. However, some of my friends from my batch were entitled to do so (after the announcement by the government). This is not fair to the rest of us.</description>
		<content:encoded><![CDATA[<p>I&#8217;m also a PTPTN loan borrower. Few years back when back in university days, usually PTPTN will transfer a sum of the loan to the university finance dept every trimester. Deductions on tuition fees and so forth will be done and the balance will be banked in to our respective bank accounts.<br />
One of the trimesters, i checked on the balance statement and found that PTPTN has transferred to us shortage of between RM100-150 (my friends faced the same problem too) and enquiries was done to my uni finance dept and to PTPTN itself. A reply from PTPTN was the shortage was due to some reasons or so and this amount will be deducted when we start repaying back the loan arter graduation ( i can&#8217;t retrieve that email as my email account was not in used anymore). Up till now, i do not see that deduction been done based from my balance loan statement.</p>
<p>Another thing, when we signed our loan agreement previously, there was no such thing as if the borrower is a first class honor graduate, he/she can be exempted to repay back the loan. However, some of my friends from my batch were entitled to do so (after the announcement by the government). This is not fair to the rest of us.</p>
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		<title>By: Godamn Singh</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32349</link>
		<dc:creator>Godamn Singh</dc:creator>
		<pubDate>Mon, 25 Jun 2007 15:58:07 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32349</guid>
		<description>&quot;I donÃ¢â‚¬â„¢t think his English is that good. Lots of grammatical errors, spelling errors, wrong phraseology and wrong use of words etc.&quot; GodamnSingh


By this I mean the other Singh i.e. the one who likes to drink cows milk with ginger.</description>
		<content:encoded><![CDATA[<p>&#8220;I donÃ¢â‚¬â„¢t think his English is that good. Lots of grammatical errors, spelling errors, wrong phraseology and wrong use of words etc.&#8221; GodamnSingh</p>
<p>By this I mean the other Singh i.e. the one who likes to drink cows milk with ginger.</p>
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		<title>By: Godfather</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32181</link>
		<dc:creator>Godfather</dc:creator>
		<pubDate>Mon, 25 Jun 2007 05:12:56 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32181</guid>
		<description>I agree with the two Singhs that the English used by OMG is not good, and will not meet the standards required for international commercial practice.  For those of you who say that we should cut OMG some slack, and that OMG&#039;s English is somehow good enough to communicate with the civil servants in Malaysia, let me redirect you to the thread where Nazri says that the government is happy with Malaysia being in the top 50 premier league of nations under the corruption index.  Look at the number of writers who have chastised Nazri for his low standards.</description>
		<content:encoded><![CDATA[<p>I agree with the two Singhs that the English used by OMG is not good, and will not meet the standards required for international commercial practice.  For those of you who say that we should cut OMG some slack, and that OMG&#8217;s English is somehow good enough to communicate with the civil servants in Malaysia, let me redirect you to the thread where Nazri says that the government is happy with Malaysia being in the top 50 premier league of nations under the corruption index.  Look at the number of writers who have chastised Nazri for his low standards.</p>
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		<title>By: justiciary</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32147</link>
		<dc:creator>justiciary</dc:creator>
		<pubDate>Mon, 25 Jun 2007 02:41:40 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32147</guid>
		<description>Just ponder who is the greatest culprit who spearheaded the bahasa policy in the early eighties and caused the deplorable standard of the English today.So cast your votes wisely this coming GE.</description>
		<content:encoded><![CDATA[<p>Just ponder who is the greatest culprit who spearheaded the bahasa policy in the early eighties and caused the deplorable standard of the English today.So cast your votes wisely this coming GE.</p>
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		<title>By: megaman</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32143</link>
		<dc:creator>megaman</dc:creator>
		<pubDate>Mon, 25 Jun 2007 01:55:03 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32143</guid>
		<description>Weird how the discussion turned to the English proficiency of the letter&#039;s author ?

Have to agree that the letter doesn&#039;t sound &#039;formal&#039; enough or properly written in Queen&#039;s English but does it matter when the issue highlighted in the letter is as clear as daylight.

PTPTN has been plagued by inefficient and messy administration for a long long time. And I dare say, the same goes for a lot of other government agencies and offices (except perhaps the tax collection department). This is the major problem in Malaysia;
if it&#039;s not lack of planning or ad hoc measures, then it&#039;s bad planning, if it&#039;s not bad planning then it&#039;s lack of proper execution.

What does it take to make civil servants take their jobs seriously ?
What does it take to get the proper people in the proper positions of power to make things change for the better ?</description>
		<content:encoded><![CDATA[<p>Weird how the discussion turned to the English proficiency of the letter&#8217;s author ?</p>
<p>Have to agree that the letter doesn&#8217;t sound &#8216;formal&#8217; enough or properly written in Queen&#8217;s English but does it matter when the issue highlighted in the letter is as clear as daylight.</p>
<p>PTPTN has been plagued by inefficient and messy administration for a long long time. And I dare say, the same goes for a lot of other government agencies and offices (except perhaps the tax collection department). This is the major problem in Malaysia;<br />
if it&#8217;s not lack of planning or ad hoc measures, then it&#8217;s bad planning, if it&#8217;s not bad planning then it&#8217;s lack of proper execution.</p>
<p>What does it take to make civil servants take their jobs seriously ?<br />
What does it take to get the proper people in the proper positions of power to make things change for the better ?</p>
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		<title>By: Godamn Singh</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32066</link>
		<dc:creator>Godamn Singh</dc:creator>
		<pubDate>Sun, 24 Jun 2007 18:40:30 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32066</guid>
		<description>&quot;Sheriff, your English may be good but please donÃ¢â‚¬â„¢t judge the writer and his university based on just one letter.&quot;

I don&#039;t think his English is that good. Lots of grammatical errors, spelling errors, wrong phraseology and wrong use of words  etc.</description>
		<content:encoded><![CDATA[<p>&#8220;Sheriff, your English may be good but please donÃ¢â‚¬â„¢t judge the writer and his university based on just one letter.&#8221;</p>
<p>I don&#8217;t think his English is that good. Lots of grammatical errors, spelling errors, wrong phraseology and wrong use of words  etc.</p>
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		<title>By: dawsheng</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32057</link>
		<dc:creator>dawsheng</dc:creator>
		<pubDate>Sun, 24 Jun 2007 18:22:52 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32057</guid>
		<description>Looks like Abdullah&#039;s new public delivery system has not been hooked up yet, without a hooked up public delivery system, who cares about being a good citizen? Be the robbers or be a rapist, you still can get away with it, isn&#039;t it wonderful?</description>
		<content:encoded><![CDATA[<p>Looks like Abdullah&#8217;s new public delivery system has not been hooked up yet, without a hooked up public delivery system, who cares about being a good citizen? Be the robbers or be a rapist, you still can get away with it, isn&#8217;t it wonderful?</p>
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		<title>By: TruthEnquirer</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32043</link>
		<dc:creator>TruthEnquirer</dc:creator>
		<pubDate>Sun, 24 Jun 2007 16:44:57 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32043</guid>
		<description>We all know that through no fault of our own our English is screwed up by the government&#039;s policy of last two decades that has marginalised that important language essential for acquisition of knowledge and an international language of commerce and communication. So by all means criticise that policy but be careful not to use anyone of us as an example of how that policy is screwed because it hurts to be reminded that we have been screwed as well in the language by the policy imposed on to us over which we could not elect out.</description>
		<content:encoded><![CDATA[<p>We all know that through no fault of our own our English is screwed up by the government&#8217;s policy of last two decades that has marginalised that important language essential for acquisition of knowledge and an international language of commerce and communication. So by all means criticise that policy but be careful not to use anyone of us as an example of how that policy is screwed because it hurts to be reminded that we have been screwed as well in the language by the policy imposed on to us over which we could not elect out.</p>
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		<title>By: TruthEnquirer</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32040</link>
		<dc:creator>TruthEnquirer</dc:creator>
		<pubDate>Sun, 24 Jun 2007 16:35:25 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32040</guid>
		<description>Don&#039;t think posters here are just &quot;jumping to conclusions or taking cheap pot shots as is your usual&quot;.

This is no big issue but, though may not be intended, what was said did come across to some of us as condescending. 

When one comments that OMJÃ¢â‚¬â„¢s letter Ã¢â‚¬Å“gives us an indication and insight of the education standards and the standard of English that is being used todayÃ¢â‚¬Â, it may well be criticism directed at our Ministry of Education but it does not mean the person, who is a product of its policies, will be spared from the fallout of that criticism. One cannot, for example, condemn a tertiary institution as substandard and yet expect its alumni not to feel depreciated. This is especially so when the OMJ had been patronised by thje further suggestion that he had not sufficient Ã¢â‚¬Å“taste of the real worldÃ¢â‚¬Â by whining, complaining and getting his blood pressure up every time. Perhaps he is not just whining for the sake of whining but is merely bringing to the attention of this blog here how, from his experience, he or any one of us might be victimized by a government agency like PTPTN not through our own default but its own inefficiency and lache. 

Here we have different people of different language facility and the overriding interest is to hear the contents of the message than to evaluate the messengerÃ¢â‚¬â„¢s command of the language to communicate them. 

If we are to continue to receive feedback on how in various way members of the public and rakyat are aggrieved by our bureaucratsÃ¢â‚¬â„¢ inefficiency and lackadaisical attitude, then we should be sensitive not to criticize the messenger and his language that may deter him from daring, the next time around, to express his views freely in fear of exposing his language weakness, which he had been told in no uncertain terms, though he was supposed to be consoled that the criticism was not directed at him but the education system, as if it were a big consolation. 

No offence, just my two cents worth.</description>
		<content:encoded><![CDATA[<p>Don&#8217;t think posters here are just &#8220;jumping to conclusions or taking cheap pot shots as is your usual&#8221;.</p>
<p>This is no big issue but, though may not be intended, what was said did come across to some of us as condescending. </p>
<p>When one comments that OMJÃ¢â‚¬â„¢s letter Ã¢â‚¬Å“gives us an indication and insight of the education standards and the standard of English that is being used todayÃ¢â‚¬Â, it may well be criticism directed at our Ministry of Education but it does not mean the person, who is a product of its policies, will be spared from the fallout of that criticism. One cannot, for example, condemn a tertiary institution as substandard and yet expect its alumni not to feel depreciated. This is especially so when the OMJ had been patronised by thje further suggestion that he had not sufficient Ã¢â‚¬Å“taste of the real worldÃ¢â‚¬Â by whining, complaining and getting his blood pressure up every time. Perhaps he is not just whining for the sake of whining but is merely bringing to the attention of this blog here how, from his experience, he or any one of us might be victimized by a government agency like PTPTN not through our own default but its own inefficiency and lache. </p>
<p>Here we have different people of different language facility and the overriding interest is to hear the contents of the message than to evaluate the messengerÃ¢â‚¬â„¢s command of the language to communicate them. </p>
<p>If we are to continue to receive feedback on how in various way members of the public and rakyat are aggrieved by our bureaucratsÃ¢â‚¬â„¢ inefficiency and lackadaisical attitude, then we should be sensitive not to criticize the messenger and his language that may deter him from daring, the next time around, to express his views freely in fear of exposing his language weakness, which he had been told in no uncertain terms, though he was supposed to be consoled that the criticism was not directed at him but the education system, as if it were a big consolation. </p>
<p>No offence, just my two cents worth.</p>
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		<title>By: sheriff singh</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32039</link>
		<dc:creator>sheriff singh</dc:creator>
		<pubDate>Sun, 24 Jun 2007 16:33:23 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32039</guid>
		<description>OMJ could have written in in Bahasa instead of English as many civil servants don&#039;t speak or write English and maybe letters in English are given low or no priority or attention.

So OMJ&#039;s problem could also have been created by him.

I hope he resolves his problem soon.</description>
		<content:encoded><![CDATA[<p>OMJ could have written in in Bahasa instead of English as many civil servants don&#8217;t speak or write English and maybe letters in English are given low or no priority or attention.</p>
<p>So OMJ&#8217;s problem could also have been created by him.</p>
<p>I hope he resolves his problem soon.</p>
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		<title>By: sheriff singh</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32035</link>
		<dc:creator>sheriff singh</dc:creator>
		<pubDate>Sun, 24 Jun 2007 16:08:44 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32035</guid>
		<description>terencegsk.

It is interesting you cite this scenario. As one who is not resident in Bolehland, I gave a standing instruction to my bank like you said before I left. No action by this international bank who thinks (and perhaps act) as locals do. 

So I phoned them my personal banker who promised a lot of things. Still alot of mess. Whose fault was it? Mine? Theirs? Or could it be the electronic systems which are inflexible and not able react like humans could. Or did I fail to checked all the relevant boxes, left out something, commited a typing error, mail lost in cyberspace etc etc? A thousand and one possible reasons that gave rise to the problem.

If you have a problem, what would be most important would be to sort out the problem and get things up and running quickly and smoothly. And this unfortunately will require some positive action and effort.

My problems with this bank and another local bank took 3 months to resolve. Face it, nothing is perfect and glitches will happen from time to time. If it happens to you, thats tough luck but who&#039;s immune? Thats what make life interesting and frustrating.

Hope all your transactions will be smooooooth and problem free.</description>
		<content:encoded><![CDATA[<p>terencegsk.</p>
<p>It is interesting you cite this scenario. As one who is not resident in Bolehland, I gave a standing instruction to my bank like you said before I left. No action by this international bank who thinks (and perhaps act) as locals do. </p>
<p>So I phoned them my personal banker who promised a lot of things. Still alot of mess. Whose fault was it? Mine? Theirs? Or could it be the electronic systems which are inflexible and not able react like humans could. Or did I fail to checked all the relevant boxes, left out something, commited a typing error, mail lost in cyberspace etc etc? A thousand and one possible reasons that gave rise to the problem.</p>
<p>If you have a problem, what would be most important would be to sort out the problem and get things up and running quickly and smoothly. And this unfortunately will require some positive action and effort.</p>
<p>My problems with this bank and another local bank took 3 months to resolve. Face it, nothing is perfect and glitches will happen from time to time. If it happens to you, thats tough luck but who&#8217;s immune? Thats what make life interesting and frustrating.</p>
<p>Hope all your transactions will be smooooooth and problem free.</p>
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		<title>By: sheriff singh</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32024</link>
		<dc:creator>sheriff singh</dc:creator>
		<pubDate>Sun, 24 Jun 2007 15:35:00 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32024</guid>
		<description>Read carefully and understand. Dont jump to your conclusions or take cheap pot shots as is your usual.

I did not chastise or criticise him. But merely said it gives us an insight as to the standard of English as it is spoken and written today especially by graduates. No wonder we have many unemployable graduates who also whine a lot and not take efforts to sort out life&#039;s many problems but thinks the world owes them a living.

If you have noted from the several other letters written in to Kit by graduates and students in recent months on several issues, you too would be appalled. Perhaps the powers there be would take note and take positive action to arrest this deteriorating problem. Perhaps the blog owner might even wish to put up a seperate posting on this topic.

We were once on the forefront on the usage of English but sadly today even Indonesians, Thais, mainland Chinese can put us all to shame. They have taken the centerstage in the world&#039;s arena. You should all therefore clamour for positive action instead of taking your usual cheap daily pot shots and think you are mighty smart or righteous.

Also note that although much money have been spent on e-government etc, in reality a lot needs to be desired. Do not expect everything to be in tip-top shape in Bolehland but DO expect alot of failings to be sorted out the Bolehland way.

Amen.</description>
		<content:encoded><![CDATA[<p>Read carefully and understand. Dont jump to your conclusions or take cheap pot shots as is your usual.</p>
<p>I did not chastise or criticise him. But merely said it gives us an insight as to the standard of English as it is spoken and written today especially by graduates. No wonder we have many unemployable graduates who also whine a lot and not take efforts to sort out life&#8217;s many problems but thinks the world owes them a living.</p>
<p>If you have noted from the several other letters written in to Kit by graduates and students in recent months on several issues, you too would be appalled. Perhaps the powers there be would take note and take positive action to arrest this deteriorating problem. Perhaps the blog owner might even wish to put up a seperate posting on this topic.</p>
<p>We were once on the forefront on the usage of English but sadly today even Indonesians, Thais, mainland Chinese can put us all to shame. They have taken the centerstage in the world&#8217;s arena. You should all therefore clamour for positive action instead of taking your usual cheap daily pot shots and think you are mighty smart or righteous.</p>
<p>Also note that although much money have been spent on e-government etc, in reality a lot needs to be desired. Do not expect everything to be in tip-top shape in Bolehland but DO expect alot of failings to be sorted out the Bolehland way.</p>
<p>Amen.</p>
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		<title>By: khch01</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32018</link>
		<dc:creator>khch01</dc:creator>
		<pubDate>Sun, 24 Jun 2007 15:25:09 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32018</guid>
		<description>Good news. Federal Territories Ministry secretary-general Datuk Ahmad Phesal Talib (New Sunday Time 24 June) said &quot; All emails received will be answered on the same day and genuine complaints will be investigated and resolved as soon as possible&quot; That is actually an obligation the Government Servants owed to the tax payers. But unfortunately most government servants have the attitude / thinking that the it is the obligation of the tax-payers to beg for their services. That forces that the tax-payer to pay &quot;minum tea &quot; money to the officers in order to get the service done and the tax-payers would be blamed / penalized for their action and not the government servants inaction.

Nowadays passport could be renewed on the same day and there is little or no room at all for bribery anymore. Congratulation to the Immigration Dept for being efficiency and that is the way to combat corruption.</description>
		<content:encoded><![CDATA[<p>Good news. Federal Territories Ministry secretary-general Datuk Ahmad Phesal Talib (New Sunday Time 24 June) said &#8221; All emails received will be answered on the same day and genuine complaints will be investigated and resolved as soon as possible&#8221; That is actually an obligation the Government Servants owed to the tax payers. But unfortunately most government servants have the attitude / thinking that the it is the obligation of the tax-payers to beg for their services. That forces that the tax-payer to pay &#8220;minum tea &#8221; money to the officers in order to get the service done and the tax-payers would be blamed / penalized for their action and not the government servants inaction.</p>
<p>Nowadays passport could be renewed on the same day and there is little or no room at all for bribery anymore. Congratulation to the Immigration Dept for being efficiency and that is the way to combat corruption.</p>
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		<title>By: terencesgk</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32015</link>
		<dc:creator>terencesgk</dc:creator>
		<pubDate>Sun, 24 Jun 2007 15:16:05 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32015</guid>
		<description>This doesn&#039;t seem to be something new. My sister was complaining to me that this hopeless ptptn sent her a letter asking her to update her &quot;status&quot; months after she settled her loan, in one lump sum when she came back for vacation. She is working overseas at this moment. I just wonder how &quot;updated&quot; is this ptptn database of their loan borrowers is.

Sherrif singh, I certainly don&#039;t think OMJ is at fault here. Let me offer you a scenario and I hope you can answer my question truthfully. Let say you take a loan from a bank and communicate to the bank through email (a mode of communication provided by the bank) to have a standing instruction to pay for the loan (which the bank duly comply without any further communication). Then, out of the blue, you receive a letter demanding interest payment for a certain sum. What would you do? Would you say that it&#039;s partly your fault. You don&#039;t have to answer me. I am sure both of us would know what your answer is.

I do agree that the standard of English used by OMJ is a bit off (although I don&#039;t have a good command of English either). We proudly claim that Malaysians bi- or tri- lingual but the reality is that we are good in almost none. Believe me, some Malays don&#039;t even have a good command of proper Malays. Likewise, there are a lot of Chinese who don&#039;t know how to speak Chinese and feel extremely proud of that. I really pity this group of Chinese; they speak English but Malaysian version of English that most native speaker of English has problem understanding, and they&#039;re proud of it. Probably we can call it &quot;Malaysian Syndrome&quot; as like what we see in the PTPTN case, Malaysian are proud of their e-this and e-that while the fact is that these &quot;e&quot;s are not really as good as what they claim (due to incompetencies in their design or implementation).</description>
		<content:encoded><![CDATA[<p>This doesn&#8217;t seem to be something new. My sister was complaining to me that this hopeless ptptn sent her a letter asking her to update her &#8220;status&#8221; months after she settled her loan, in one lump sum when she came back for vacation. She is working overseas at this moment. I just wonder how &#8220;updated&#8221; is this ptptn database of their loan borrowers is.</p>
<p>Sherrif singh, I certainly don&#8217;t think OMJ is at fault here. Let me offer you a scenario and I hope you can answer my question truthfully. Let say you take a loan from a bank and communicate to the bank through email (a mode of communication provided by the bank) to have a standing instruction to pay for the loan (which the bank duly comply without any further communication). Then, out of the blue, you receive a letter demanding interest payment for a certain sum. What would you do? Would you say that it&#8217;s partly your fault. You don&#8217;t have to answer me. I am sure both of us would know what your answer is.</p>
<p>I do agree that the standard of English used by OMJ is a bit off (although I don&#8217;t have a good command of English either). We proudly claim that Malaysians bi- or tri- lingual but the reality is that we are good in almost none. Believe me, some Malays don&#8217;t even have a good command of proper Malays. Likewise, there are a lot of Chinese who don&#8217;t know how to speak Chinese and feel extremely proud of that. I really pity this group of Chinese; they speak English but Malaysian version of English that most native speaker of English has problem understanding, and they&#8217;re proud of it. Probably we can call it &#8220;Malaysian Syndrome&#8221; as like what we see in the PTPTN case, Malaysian are proud of their e-this and e-that while the fact is that these &#8220;e&#8221;s are not really as good as what they claim (due to incompetencies in their design or implementation).</p>
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		<title>By: khch01</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-32007</link>
		<dc:creator>khch01</dc:creator>
		<pubDate>Sun, 24 Jun 2007 14:57:18 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-32007</guid>
		<description>PTPTN should have paid attention to all the emails / letters from the borrowers whether it is about repayment or other issues. Unless government wish to treat ptptn loan just like any mara loans, i.e. repayment is not necessary.</description>
		<content:encoded><![CDATA[<p>PTPTN should have paid attention to all the emails / letters from the borrowers whether it is about repayment or other issues. Unless government wish to treat ptptn loan just like any mara loans, i.e. repayment is not necessary.</p>
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		<title>By: shortie kiasu</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-31994</link>
		<dc:creator>shortie kiasu</dc:creator>
		<pubDate>Sun, 24 Jun 2007 13:57:37 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-31994</guid>
		<description>I support fully the fair and just view of Libra2, Grace and DiapperHead; unlike some who tried to show his own self-righteousness, that he thought he deserves, but, in actual fact, he does not.</description>
		<content:encoded><![CDATA[<p>I support fully the fair and just view of Libra2, Grace and DiapperHead; unlike some who tried to show his own self-righteousness, that he thought he deserves, but, in actual fact, he does not.</p>
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		<title>By: lakshy</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-31991</link>
		<dc:creator>lakshy</dc:creator>
		<pubDate>Sun, 24 Jun 2007 13:51:50 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-31991</guid>
		<description>Just keep quiet and pay.  Its to make up for the majority who dont pay and dont get charged interest.  You want to stay in our country, you better pay. Its a privilege that you are enjoying in thsi country. So be grateful!</description>
		<content:encoded><![CDATA[<p>Just keep quiet and pay.  Its to make up for the majority who dont pay and dont get charged interest.  You want to stay in our country, you better pay. Its a privilege that you are enjoying in thsi country. So be grateful!</p>
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		<title>By: DiaperHead</title>
		<link>http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/comment-page-1/#comment-31963</link>
		<dc:creator>DiaperHead</dc:creator>
		<pubDate>Sun, 24 Jun 2007 11:25:20 +0000</pubDate>
		<guid isPermaLink="false">http://blog.limkitsiang.com/2007/06/24/ptptn-incompetence-compounded/#comment-31963</guid>
		<description>Sheriff the Singh,

He may not have as good a control of the English language as you have. But no one should be chastised for his lack of control of a language for merely wanting the attention of his government so that he could discharge his duties as an honest citizen properly.

On the other hand he may not have that many years to his name as someone who has been drinking cow milk more years than he cares to count.</description>
		<content:encoded><![CDATA[<p>Sheriff the Singh,</p>
<p>He may not have as good a control of the English language as you have. But no one should be chastised for his lack of control of a language for merely wanting the attention of his government so that he could discharge his duties as an honest citizen properly.</p>
<p>On the other hand he may not have that many years to his name as someone who has been drinking cow milk more years than he cares to count.</p>
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